Explore Credit Karma Scores, Credit Cards and Loan Options
No store ratings yetCredit Karma provides consumer credit information and tools for exploring financial products, including credit cards, personal loans, auto loans and auto insurance options. Its website also offers cre
Credit Monitoring and Financial Product Choices
Browse current offers below and review each deal's terms, eligibility, and end date before checkout.
Credit Karma Checking with No Monthly Maintenance Fee
Eligible US customers can open a Credit Karma Checking account without a monthly maintenance fee or minimum opening balance. Banking services are provided by MVB Bank, Inc., Member FDIC.
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- Eligibility
- US residents age 18 or older with a valid Social Security number, subject to account verification.
- Restrictions
- Banking services by MVB Bank, Inc.; other transaction-related fees may apply.
Credit Karma Free Equifax and TransUnion Credit Monitoring
Monitor changes to your Equifax and TransUnion credit reports with Credit Karma's free service. Enable alerts to receive notifications about important report changes.
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- Eligibility
- Credit Karma members who enable credit monitoring.
- Restrictions
- Credit monitoring only covers events reported to Equifax and TransUnion; it does not prevent fraud.
Credit Karma Free TransUnion and Equifax Credit Scores
Access your TransUnion and Equifax VantageScore 3.0 credit scores for free after creating a Credit Karma account. Checking your own scores does not create a hard inquiry.
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- Eligibility
- US Credit Karma members after creating an account.
- Restrictions
- These are VantageScore 3.0 scores, not FICO scores; lenders may use different scoring models.
Credit Karma Free Federal Tax Filing
Credit Karma advertises federal tax filing for $0, including IRS forms, while state filing is listed separately at $15. Check your filing situation and eligibility before starting.
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Code facts
- Eligibility
- US federal tax filers eligible for the advertised service.
- Restrictions
- State filing is separately listed at $15; tax rules and account eligibility apply.
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